HOW WE SUPPORT Lenders

When it comes to lending, we understand the importance of risk evaluation, maintaining client relationships while working through the process of financial exchange and, when needed, debt recovery. We can support you in all of these areas, through due diligence, independent business reviews, tracing, process serving and more. Our bespoke services are tailored to your specific needs, with expert advice to help you resolve any problems and ensure a smooth process of lending.

What area can we support you with?

People & Asset Tracing

Trace debtors

When debtors become unresponsive, there are 2 key pieces of information you need to know: where to find them and if they can pay. You can rely on ESA Risk to discover this information for you quickly, discreetly and in a cost-effective manner. Once a debtor has been found, we can work with you to determine and put in place the best course of follow-up action to recover the debt while maintaining a positive relationship with the subject.

PEOPLE & ASSET TRACING

Mike Wright

Mike has over 30 years’ experience of advising clients in leading law firms, financial institutions, companies and investors on operational and strategic affairs spanning more than 25 countries.

VIEW Mike Wright'S Profile

Litigation Support

Resolve disputes

When you need help tracking down a debtor, we offer efficient, cost-effective tracing services, including for more difficult traces requiring imaginative solutions. You can trust us with the follow-up, too, whether that’s further investigation or serving documents such as statutory demands. We’re here to help you with dispute resolution and to support with litigation, if it comes to that.

LITIGATION SUPPORT

Nicci Ashby

Nicci’s in-depth knowledge of the industry, the service rules and court requirements have earned her a formidable reputation among law firms and made her a go-to person for support on a wide range of legal matters.

VIEW Nicci Ashby'S Profile

Investigations

Discover the truth

When you want to discover the truth about a potential fraud or uncommunicative defaulter, you need a reliable partner. We have experience working for major lenders, investigating all areas of debt and fraud issues. We’ll help you find out what’s going on and can assist with gathering evidence to use in any litigation, if that’s where a case leads. Our services are professional, discreet and cost-effective, giving you peace of mind that you’re not wasting good money chasing bad debt.

INVESTIGATIONS

Lloydette Bai-Marrow

A former principal investigative lawyer with the UK government’s Serious Fraud Office (SFO), Lloydette has an exceptional track record in leading and managing complex investigations, both in the UK and across multiple jurisdictions.

VIEW Lloydette Bai-Marrow'S Profile

Security

Secure assets and property

At ESA Risk we understand that as a lender you may need to take possession of property against which a loan is secured. In such event our expert security advisors offer first rate security solutions for void and vacant property. Tailoring our services to fit your needs from locking-up or boarding-up to regular manned inspection and remote monitoring of CCTV and alarm systems, we will ensure the property remains secure.

SECURITY

Liam Doherty

Liam and his team offer a comprehensive list of critical services covering the UK, including manned guarding, mobile patrols, 24-hour CCTV remote monitoring, risk assessments, alarm response, evictions, asset tracking and concierge security.

VIEW Liam Doherty'S Profile

Technical Covert Operations

Uncover hidden truths

We understand the risks that come with being a lender and that clients may not always be telling you the truth. We offer covert investigations to help minimise those uncertain risks. Our specialists operate with complete discretion and agility, working both in the UK and overseas to help reveal the whole picture. We deploy static and mobile surveillance techniques that can detect instances such as fraud or corruption, enabling us to take the next steps to protect and/or recover your money.

TECHNICAL COVERT OPERATIONS

Mike Davenport

Through his industry reputation and superlative delivery of investigation services, Mike has become the go-to-person for key players in the financial and legal sectors.

Mike helps clients to secure information that is critical for a successful outcome.

VIEW Mike Davenport'S Profile

Cyber Security

Secure data

We understand that dealing with high-value data and sensitive financial information makes lenders especially attractive targets for cyber criminals. Falling victim to a cyber attack can have wide-reaching consequences, including regulatory and reputational issues. Although no one is immune to cyber threat, there is much that can be done to avoid breaches. Our consultants can work with you and your clients to assess existing cyber security and to identify and implement improvements.

CYBER SECURITY

Hotel & Leisure Management

Navigate the hospitality sector

At ESA Risk, we understand the risks of lending large amounts of money and the specific risk pertaining to the hospitality and leisure sector. Our in-house experts can work alongside you and your clients, whether they are property owners, business owners or senior management within the hotel industry. We offer due diligence reviews and strategy appraisal on current investments, to analyse profitability. Our specialists can also conduct pre-lend feasibility reports in order to help you manage risks during the onboarding process.

HOTEL & LEISURE MANAGEMENT

Nicola Trew

A revenue management consultant with a wealth of experience drawn from working across a diverse portfolio of hotels, Nicola has achieved exceptional results for her clients, using her skills in events, sales and marketing to optimise performance and revenue.

VIEW Nicola Trew'S Profile

Digital Forensics

Recover data

Our experts allow you to access data that is otherwise inaccessible, through secure and specialist software. Digital forensics can retrieve data that has been deleted or lost, without tampering with the original files. We work with complete discretion to make sure data remains safe and secure, all at a fair price. If you suspect fraud or misfeasance, we will work alongside appointed insolvency professionals to help recover stolen or missing assets.

DIGITAL FORENSICS

Mike Wright

Mike has over 30 years’ experience of advising clients in leading law firms, financial institutions, companies and investors on operational and strategic affairs spanning more than 25 countries.

VIEW Mike Wright'S Profile

We have helped other Lenders to

Trace debtors

When debtors become unresponsive, there are 2 key pieces of information you need to know: where to find them and if they can pay. You can rely on ESA Risk to discover this information for you quickly, discreetly and in a cost-effective manner. Once a debtor has been found, we can work with you to determine and put in place the best course of follow-up action to recover the debt while maintaining a positive relationship with the subject.

PEOPLE & ASSET TRACING

Resolve disputes

When you need help tracking down a debtor, we offer efficient, cost-effective tracing services, including for more difficult traces requiring imaginative solutions. You can trust us with the follow-up, too, whether that’s further investigation or serving documents such as statutory demands. We’re here to help you with dispute resolution and to support with litigation, if it comes to that.

LITIGATION SUPPORT

Discover the truth

When you want to discover the truth about a potential fraud or uncommunicative defaulter, you need a reliable partner. We have experience working for major lenders, investigating all areas of debt and fraud issues. We’ll help you find out what’s going on and can assist with gathering evidence to use in any litigation, if that’s where a case leads. Our services are professional, discreet and cost-effective, giving you peace of mind that you’re not wasting good money chasing bad debt.

INVESTIGATIONS

Secure assets and property

At ESA Risk we understand that as a lender you may need to take possession of property against which a loan is secured. In such event our expert security advisors offer first rate security solutions for void and vacant property. Tailoring our services to fit your needs from locking-up or boarding-up to regular manned inspection and remote monitoring of CCTV and alarm systems, we will ensure the property remains secure.

SECURITY

Uncover hidden truths

We understand the risks that come with being a lender and that clients may not always be telling you the truth. We offer covert investigations to help minimise those uncertain risks. Our specialists operate with complete discretion and agility, working both in the UK and overseas to help reveal the whole picture. We deploy static and mobile surveillance techniques that can detect instances such as fraud or corruption, enabling us to take the next steps to protect and/or recover your money.

TECHNICAL COVERT OPERATIONS

Secure data

We understand that dealing with high-value data and sensitive financial information makes lenders especially attractive targets for cyber criminals. Falling victim to a cyber attack can have wide-reaching consequences, including regulatory and reputational issues. Although no one is immune to cyber threat, there is much that can be done to avoid breaches. Our consultants can work with you and your clients to assess existing cyber security and to identify and implement improvements.

CYBER SECURITY

Navigate the hospitality sector

At ESA Risk, we understand the risks of lending large amounts of money and the specific risk pertaining to the hospitality and leisure sector. Our in-house experts can work alongside you and your clients, whether they are property owners, business owners or senior management within the hotel industry. We offer due diligence reviews and strategy appraisal on current investments, to analyse profitability. Our specialists can also conduct pre-lend feasibility reports in order to help you manage risks during the onboarding process.

HOTEL & LEISURE MANAGEMENT

Recover data

Our experts allow you to access data that is otherwise inaccessible, through secure and specialist software. Digital forensics can retrieve data that has been deleted or lost, without tampering with the original files. We work with complete discretion to make sure data remains safe and secure, all at a fair price. If you suspect fraud or misfeasance, we will work alongside appointed insolvency professionals to help recover stolen or missing assets.

DIGITAL FORENSICS

Expert support at your fingertips

Our expert consultants are on hand to support you. Get the advice you need:

Deep dive for the
answers you need

Lawyers, accountants, advisors, investors, senior
management. You name it, we help them find the answers
they need. Ready to discover how we can help you?